The most comprehensive EPS calculator that takes all current rules into account.
How to Use this calculator
For most employees, you only need to enter your date of birth and date of joining of your first job.
In case you have already done a pension withdrawal in past, ignore that job or jobs. Essentially, date of joining is the date since when your pension is accruing.
Basis your date of birth, calculator will try to find your retirement date. If it's not accurate, you can change it by checking 'different retirement or pension commencement date'.
Further, EPF currently offers an option to defer or pre-pone your pension commencement date. If you want to avail of this option, check 'different retirement or pension commencement date' and choose appropriate options.
EPS Calculator will automatically assume the maximum allowed Pensionable Salary but in case it's different for you (unlikely for most employees), you can always choose to enter it manually.
And this is it. You should now see the exact pension that you will receive if you retire at 58 years.
If you have chosen to pre-pone or defer your pension, you will see the revised amount in that case too. Also, in case you have spent less than 10 years, it will show zero pension (as you are not eligible for it) and instead show the exact withdrawal benefit.
For more details on how EPS calculations actually work, check our comprehensive guide.