Author name: P Chadha

How many bank accounts do you hold? 2? 3? 4?

How about that one account that you opened while in college and haven't bothered to check again? Has it been two years since you withdrew from or deposited money in that account?

You may be surprised to find that you are not able to transact in that account anymore. This is because that account of yours is now designated as a dormant.

Fortunately, it's quite straightforward to get these accounts back in active state. This post covers dormant accounts in detail as well as lists steps to reactivate them...

Outside FDs, PPF is probably the most popular investment vehicle for saving taxes.

But, till recently, it wasn't that convenient to make use of this vehicle. You could only open an account up in a post office and had to visit physically to deposit money in it.

Fortunately, things have changed and now many top banks now offer easy and convenient PPF investments.

And amongst these banks, State Bank of India is probably the most popular choice. It's the one with the highest reach and was the first bank to be approved to open up PPFs on the Government's behalf, back in 2011.

In this guide, I will walk you through the exact process of opening and operating your PPF in any SBI branch. I will also cover what to do if you already have an PPF in a post office...

You see a regular contribution from your employer towards EPS every month. And you have been told that this is a mandatory contribution towards your retirement pension.

But, have you ever wondered... what's the exact benefit of this deduction and how much EPS amount you will get when you finally retire?

Not many know their potential EPS payouts. And to be honest, EPS is not that straightforward to calculate as it's driven by a number of rules that have changed quite a bit over the years.

In this post, I will try and demystify these rules and resultant calculations.

I have also created what I believe is the most comprehensive EPS calculator available right now anywhere and you can use this calculator to help you estimate your pension amount quite easily.

So, let's get going...